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Guidance and Support

A Guide to Student Finance

The full time course fees listed bleow are for 2009 / 2010 and are shown as a guide.

Country	NC/Highers	HNC/HND
England, Wales & Northern Ireland Scotland & rest of EU Non EU student	£1000 Nil £4500	£1225 * £5000

*Scottish Students will normally have their fees paid by SAAS.

All students are required to purchase textbooks, disks, stationery and some additional course materials or clothing if necessary.

Further details about each type of funding listed can be found by speaking to Student Service staff.
Different types of funding are available to you depending on your age, the level you are studying at and whether you study full time or part time.
Before you start your course you should find out what support is available.

This table provides a guide to the funding options available to Scottish and European Students. Please note that conditions apply to each method of funding.

Please follow the appropriate link for further information.
Studying a NQ / NC / Highers / ESOL / C&G course (Non-Advanced)
Studying HNC / HND (Advanced)
Discretionary Fund
Other sources of funding available

NQ / NC / Higher (non advanced)

Studying	Funding Available
Full time	Bursary / EMA to cover maintenance and travel Funding for Child care Discretionary Fund
Part time*	If you are in receipt of certain means tested benefits, or low income, apply for a Fee Waiver Apply to ILA Scotland for an ILA account to help pay your fees Bursary to cover travel Funding for child care Discretionary Fund

HNC / HND (advanced)

Studying	Funding Available
Full time	Apply to SAAS to cover course fees Apply to Student Loans Company for a Student Loan Apply for Young Person Bursary (if under 25) Funding for child care Discretionary Fund
Part time*	If you are in receipt of certain means tested benefits, or low income, apply for a Fee Waiver Apply to ILA Scotland for an ILA account to help pay your fees Funding for child care Discretionary Fund

* less than 16 hrs per week

Ayslum Seekers: All students who are Asylum Seekers can apply for travel expenses

Studying a NQ / NC / Highers / ESOL / C&G course
(Non-Advanced)

Full time

Application forms and a guidance booklet about Bursaries and the Educational Maintenace Allowance (EMA) will be posted to you once you have accepted a place on a full time non-advanced course. You should apply as early as possible as funds are limited. We must receive your application by 31st August 2008. Student Services staff can help you to complete your form.

Full time and under 18
If you are under 18 you should apply for an EMA. This is means tested and pays for the cost of your maintenance. You may be entitled to either £10, £20 or £30 per week depending on the total taxable income of your household. You must apply for the EMA by 31st August 2008.You must also apply to the college for a Bursary to pay for study expenses and travel allowance.

Full time and over 18
If you are over 18 you should apply to the college for a Bursary. If you are under 25 and living in the parental home you may be eligible for up to £68.69 per week. If you don’t live at your parental home, are over 25 or are self supporting, you may be eligible for up to £86.81 per week.

Payment of Bursary and EMA
Once your application has been processed you will be sent a letter detailing what funds you have been awarded. The Bursary office will aim to make bursary payments every 4 weeks in advance and EMA payments every 2 weeks in arrears. Payment is dependent on your attendance and progress being satisfactory and these criteria are applied very strictly. We will aim to provide the first payment within 2 weeks of you starting your course.

Part time
If you are in receipt of certain means tested benefits (e.g. Income support, Job seekers allowance, Housing Allowance), or have low income, you may be eligible for a fee waiver. You must bring evidence of the benefit you receive to the college when you enrol in order for the fee waiver to be granted or you will be invoiced for the full cost of the course.

You may also apply for a part time bursary to cover the cost of travel. Contact the Student Finance Officer for further details.

Studying HNC / HND
(Advanced)

Full time
Once you have been offered a place on a course you must apply to the Student Awards Agency for Scotland (SAAS). SAAS will arrange for your fees to be paid, provided that you meet their criteria. If you are not eligible to have your fees paid by SAAS, the college will invoice you for the amount due.

You must apply to SAAS as early as possible once you have been offered a place. You can apply online at www.saas.gov.uk or telephone 0845 111 1711. Student Services staff can help you to complete your form and workshops are also held in the college during the Spring Term.

You should also apply to SAAS for a student loan to support you during your studies. The maximum levels available are £4,400 if you live outwith the parental home, or are over 25 and self supporting, and £3,485 if you live at the parental home. You will repay the loan once your earnings reach approximately £15,000.

Part time
If you are in receipt of certain means tested benefits (e.g. Income support, Job seekers allowance), or have low income, you may be eligible for a fee waiver. You must bring evidence of the benefit you receive to the college when you enrol in order for the fee waiver to be granted or you will be invoiced for the full cost of the course. If you are granted a fee waiver you may also be able to access funding for travel expenses.

If you earn £18,000 or less you should apply to ILA Scotland for an ILA Scotland account. You may get up to £200 towards learning. You must have your account in place before you start a course at the college and only certain courses are eligible. If you are over 16 and live in Scotland you will soon be able to apply for an account that gives you up to £500 towards course fees. To be eligible you must be earning £18,000 a year or less and studying for at least 50% of the time needed to complete a full-time course. Contact ILA Scotland on 0808 100 1090 for full details.

Discretionary Fund

Limited funds are available for students who have used their full loan entitlement or who have been awarded a bursary or EMA. You should apply as early as possible.

The fund can be used to purchase items such as;

• Essential books / equipment • Child care
• Travel Expenses • Accommodation (Full Time only)

You can get an application form from Student Services and you must complete the form as fully as possible. You will be required to bring a copy of your letter of award from SAAS or your bursary / EMA letter as well as evidence to support your request, e.g. tenancy agreement. You will be informed of the result of your application within 10 working days, in writing.

Other sources of funding available

Additional Support Needs for Learning Allowance
Additional support may be available to a student, who by virtue of their disability, is obliged to incur additional personal expenditure by attending college. Documentary evidence is required. For more information contact Support for Learning.

Part time work
Many students need to work part time whilst studying. Any income will not affect your loan or bursary. If you earn less than £4,615 per year (non advanced students) or £5,035 per year (advanced students) you should ask your employer for a student tax exemption form, P38(S).

For an application form for Child care and to access Discretionary Funds contact Student Services.

Contact Details

For more information on sources of funding contact Student Services on 0141 357 6016.